Lexus ES Insurance Cost
The Lexus ES is a luxury sedan with an average insurance cost of $2,150/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.
Quote My ES$2,150/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Low
Theft Risk
Luxury Sedan
Body Type
Insurance Cost by Year — Lexus ES
About Lexus ES Insurance
The Lexus ES is a popular luxury sedan that averages $2,150/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the ES is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer ESs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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