2022 Lexus RX Insurance Cost
The 2022 Lexus RX averages $2,120/yr in annual insurance premiums. At 4 years old, this luxury mid-size suv costs $230 less than the model's overall average of $2,350/yr.
Quote My 2022 RX$2,120/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Medium
Theft Risk
Luxury Mid-size SUV
Body Type
4 years old
Vehicle Age
Insurance Tips for Your 2022 Lexus RX
At 4 years old, the 2022 RX has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.
The RX's medium theft risk helps keep comprehensive coverage affordable.
With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.
Bundle your auto and home (or renters) insurance to save 10-25% on both policies.
Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.
Frequently Asked Questions
How much does 2022 Lexus RX insurance cost?
A 2022 Lexus RX costs an average of $2,120/yr to insure. This is $230 less than the model's overall average of $2,350/yr because older vehicles have lower replacement values.
Is the 2022 Lexus RX safe?
The Lexus RX carries a IIHS Top Safety Pick+ safety rating. Recent model years include advanced safety features like automatic emergency braking, lane departure warning, and adaptive cruise control, which can help lower your premium.
Should I get full coverage on a 2022 Lexus RX?
It depends on your car's current value. A 4 years old RX has depreciated but may still be worth protecting with full coverage, especially if you have a loan.
Why is 2022 Lexus RX insurance cheaper than average?
Older vehicles are cheaper to insure because they've depreciated significantly. The lower replacement value means insurers pay out less on total loss claims.
How can I save on my 2022 Lexus RX insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), raise your deductible to $1,000, maintain a clean driving record, bundle policies, and take advantage of discounts for safety features, low mileage, or good student status.
Get Your 2022 Lexus RX Insurance Quote
Your actual rate depends on your driving record, ZIP code, coverage choices, and more. Compare personalized quotes from 40+ carriers in under 3 minutes — completely free.
Compare Quotes for My 2022 RX