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2022 Mazda CX-5 Insurance Cost

The 2022 Mazda CX-5 averages $1,460/yr in annual insurance premiums. At 4 years old, this compact suv costs $160 less than the model's overall average of $1,620/yr.

Quote My 2022 CX-5

$1,460/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Low

Theft Risk

Compact SUV

Body Type

4 years old

Vehicle Age

Insurance Tips for Your 2022 Mazda CX-5

1

At 4 years old, the 2022 CX-5 has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.

2

The CX-5's low theft risk helps keep comprehensive coverage affordable.

3

With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.

4

Bundle your auto and home (or renters) insurance to save 10-25% on both policies.

5

Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.

Other Mazda CX-5 Model Years

Frequently Asked Questions

How much does 2022 Mazda CX-5 insurance cost?

A 2022 Mazda CX-5 costs an average of $1,460/yr to insure. This is $160 less than the model's overall average of $1,620/yr because older vehicles have lower replacement values.

Is the 2022 Mazda CX-5 safe?

The Mazda CX-5 carries a IIHS Top Safety Pick+ safety rating. Recent model years include advanced safety features like automatic emergency braking, lane departure warning, and adaptive cruise control, which can help lower your premium.

Should I get full coverage on a 2022 Mazda CX-5?

It depends on your car's current value. A 4 years old CX-5 has depreciated but may still be worth protecting with full coverage, especially if you have a loan.

Why is 2022 Mazda CX-5 insurance cheaper than average?

Older vehicles are cheaper to insure because they've depreciated significantly. The lower replacement value means insurers pay out less on total loss claims.

How can I save on my 2022 Mazda CX-5 insurance?

Compare quotes from multiple carriers (Truvo compares 40+ for free), raise your deductible to $1,000, maintain a clean driving record, bundle policies, and take advantage of discounts for safety features, low mileage, or good student status.

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