Subaru Crosstrek Insurance Cost
The Subaru Crosstrek is a subcompact suv with an average insurance cost of $1,520/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.
Quote My Crosstrek$1,520/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Low
Theft Risk
Subcompact SUV
Body Type
Insurance Cost by Year — Subaru Crosstrek
About Subaru Crosstrek Insurance
The Subaru Crosstrek is a popular subcompact suv that averages $1,520/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the Crosstrek is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Crosstreks (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Subaru Crosstrek insurance cost?
The average insurance cost for a Subaru Crosstrek is $1,520/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Subaru Crosstrek expensive to insure?
Compared to the national average of about $1,770/yr, the Subaru Crosstrek at $1,520/yr is below average in insurance cost. As a subcompact suv, it falls within the typical range for its class.
What is the Subaru Crosstrek's safety rating?
The Subaru Crosstrek has a IIHS Top Safety Pick+ safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Subaru Crosstrek a theft target?
The Subaru Crosstrek has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.
How can I get cheap Subaru Crosstrek insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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