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Subaru Crosstrek Insurance Cost

The Subaru Crosstrek is a subcompact suv with an average insurance cost of $1,520/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.

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$1,520/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Low

Theft Risk

Subcompact SUV

Body Type

About Subaru Crosstrek Insurance

The Subaru Crosstrek is a popular subcompact suv that averages $1,520/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the Crosstrek is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer Crosstreks (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

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