Stop buying leads. Start closing them.
Truvo IQ qualifies insurance callers in real time and live-transfers only the warm ones to your agents. No form-fill ghost towns. No aged-lead dead ends. Just prospects who already picked up the phone.
- No platform fees
- Pay per qualified transfer
- Refund bad calls in-app
- Set up in 48 hours
Are you currently uninsured or shopping for a better rate?
Uninsured — policy lapsed last week.
How many vehicles in the household?
Two.
Any tickets or accidents in the last 3 years?
Nope, clean.
Everything an agency owner actually uses.
Built from the dashboard our own agents stare at every day — not a sales-deck wireframe.
Your agents only pick up qualified callers.
Every inbound call goes through our IQ engine — current coverage, vehicle count, driving record, urgency. Callers who don't fit never reach your agents.
- Currently uninsuredYes
- Vehicles in household2
- Clean driving recordYes
- Decision-maker on callYes
Priced to what it costs you to bind.
- Price per transfer
- $45
- Your close rate
- ÷ 1 in 5
- Cost per bind
- $225
An illustration, not a price.
Calls only when your team is on.
Hour-by-day grid. Each agent sets their own window.
Every call. Every cost. Every result.
Real-time funnels, conversion by source, agent leaderboards, cost-per-close. Export anything.
From signup to first transfer in 48 hours.
You build the campaign. We do the calling and qualifying. Your agents take the warm handoff.
- 01
Build your campaign
Pick states, insurance type, qualification questions, daily cap, and your transfer schedule. Go live when you're ready.
Texas · Auto · 50/day · 9a–7p - 02
IQ qualifies the caller
Our model handles the screening conversation. Drops the call if they don't fit. Routes them to your queue if they do.
Qualifying · 00:47 - 03
Your agent closes
Phone rings on your end with the lead's profile and IQ score pre-loaded. Quote, bind, done. Bad call? Request a refund in two clicks.
Routed to Sarah Chen · 94 IQ
The only number that matters is your cost per bind.
Cost per bind is the price of a transfer divided by your close rate, so a cheap transfer that never binds is the most expensive one there is.
We work both levers with you: what each transfer costs, and how many your team closes. What a policy is worth to you over its life sets what you can afford to pay to win it, and we price to that.
Your account starts with a $500 minimum prepaid balance, spent only on transfers.
An illustration of the arithmetic, not a price. Your pricing starts from your target.
Close 25% instead and the same transfer costs $180 to bind.
“We built our live transfers because we got tired of paying for leads that ghosted us. We're an agency too — this is the tool we wished existed.”
The other options are tired.
You've tried aged lists and form-fills. Here's what changes when the prospect is already on the line.
| Compare | RecommendedTruvo IQ | AlternativeAged leads | AlternativeForm fills |
|---|---|---|---|
| Lead is on the phone right now | Yes | No | No |
| Pre-qualified by your criteria | Yes | Partly | No |
| Time to first contact | < 60 sec | days | hours |
| Refunds for bad leads | Yes | No | No |
| Exclusive to your agency | Yes | No | Partly |
| Typical cost per close | $ | $$$$ | $$$ |
Take the call where you quote.
Transfers land in Truvo Platform, the same system your agents quote, bind and follow up in. The rater prices every carrier from one intake while the caller is still on the line.
- 50+ carriers on one intake
- AI copilot and follow-ups on every lead
- Commissions, e-signature and call QA built in

Frequently asked questions
Everything you need to know about Truvo IQ
The next qualified caller could be yours.
Spin up a campaign, fund your balance, and we'll start sending you warm transfers. Cancel any time. No platform fee.