Kia Sportage Insurance Cost
The Kia Sportage is a compact suv with an average insurance cost of $1,600/yr. It carries a IIHS Top Safety Pick+ safety rating and high theft risk. See how costs break down by year below.
Quote My Sportage$1,600/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
High
Theft Risk
Compact SUV
Body Type
Insurance Cost by Year — Kia Sportage
About Kia Sportage Insurance
The Kia Sportage is a popular compact suv that averages $1,600/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the Sportage is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Sportages (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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