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Kia Sportage Insurance Cost

The Kia Sportage is a compact suv with an average insurance cost of $1,600/yr. It carries a IIHS Top Safety Pick+ safety rating and high theft risk. See how costs break down by year below.

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$1,600/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

High

Theft Risk

Compact SUV

Body Type

About Kia Sportage Insurance

The Kia Sportage is a popular compact suv that averages $1,600/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the Sportage is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.

Insurance costs vary by model year — newer Sportages (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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