2022 Kia Sportage Insurance Cost
The 2022 Kia Sportage averages $1,440/yr in annual insurance premiums. At 4 years old, this compact suv costs $160 less than the model's overall average of $1,600/yr.
Quote My 2022 Sportage$1,440/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
High
Theft Risk
Compact SUV
Body Type
4 years old
Vehicle Age
Insurance Tips for Your 2022 Kia Sportage
At 4 years old, the 2022 Sportage has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.
The Sportage has a high theft risk. Installing an anti-theft device or GPS tracker can qualify you for a 5-15% discount on comprehensive coverage.
With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.
Bundle your auto and home (or renters) insurance to save 10-25% on both policies.
Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.
Frequently Asked Questions
How much does 2022 Kia Sportage insurance cost?
A 2022 Kia Sportage costs an average of $1,440/yr to insure. This is $160 less than the model's overall average of $1,600/yr because older vehicles have lower replacement values.
Is the 2022 Kia Sportage safe?
The Kia Sportage carries a IIHS Top Safety Pick+ safety rating. Recent model years include advanced safety features like automatic emergency braking, lane departure warning, and adaptive cruise control, which can help lower your premium.
Should I get full coverage on a 2022 Kia Sportage?
It depends on your car's current value. A 4 years old Sportage has depreciated but may still be worth protecting with full coverage, especially if you have a loan.
Why is 2022 Kia Sportage insurance cheaper than average?
Older vehicles are cheaper to insure because they've depreciated significantly. The lower replacement value means insurers pay out less on total loss claims.
How can I save on my 2022 Kia Sportage insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), raise your deductible to $1,000, maintain a clean driving record, bundle policies, and take advantage of discounts for safety features, low mileage, or good student status.
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